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Helping Our Clients Overcome Debt Since 1983 Board Certified Bankruptcy Attorney with Your Best Interests in Mind

Alvin Bankruptcy Lawyer

Find Smart Solutions to Your Debt Problems

No matter how much you try to save and be safe with your finances, unexpected costs can get out of control and land you in serious debt. What are you supposed to do if overwhelming debt has you down and it looks like there is no way to get rid of it? Just call (281) 954-3161 and connect with John E. Smith & Associates of Alvin!

Our bankruptcy attorney has decades of professional legal experience dealing directly with bankruptcy cases. Using his insight and knowledge about bankruptcy and its many benefits, you might be able to get out of debt in less time than you think. Let’s start exploring your options today.

You can use an online contact formto request a FREE consultation.

What Type of Bankruptcy Should You File?

Bankruptcy is not a one-and-done process. No, it is actually an intricate legal tool that comes in a variety of forms, or Chapters. Finding the right Chapter for your bankruptcy filing is crucial to ensure its usefulness. Sit down with Alvin Bankruptcy Attorney John Smith, discuss your situation, and he can figure out the right bankruptcy filing for you.

The following are the two most common forms of bankruptcy filed by individuals:

  • Chapter 7: A type of bankruptcy that seeks to discharge as much debt as possible. You will need to pass the Means Test before you can use Chapter 7 bankruptcy, and you may put some nonexempt property of yours at risk of seizure.
  • Chapter 13: A type of bankruptcy that seeks to minimize your debt, create a repayment plan you can follow for several years, and discharge what remains afterwards. Since Chapter 13 bankruptcy plans to repay some of your debt, the risk to your nonexempt property is usually reduced.

Call (281) 954-3161 to See If You’re Ready for Bankruptcy

The key importance of any bankruptcy filing is making certain it will actually help you discharge your debt. Bankruptcy prepared incorrectly or hastily could cause more harm than good. With the guidance of our bankruptcy lawyer in Alvin, you don’t have to worry about any missteps because a highly experienced legal professional will be leading the way!

Get more information about the bankruptcy process by calling (281) 954-3161 today.

Why John Smith Is the Right Attorney

To Handle Your Bankruptcy Matters
  • Free & Confidential

    Case Evaluations

  • Voted "Top Lawyer"

    by Houston Magazine

  • Over 30 Years of

    Legal Experience

  • When You Hire John,

    You Get Him.