Bankruptcy Services for Galveston County, TX

35 Years of Experience Providing Real Financial Solutions

Foreclosure. Collection calls. Lawsuits. Layoffs. Times are tough in Texas. What people, families, and business need during these times is real help, not empty promises.

John Smith is an experienced attorney who is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. He has practiced in the Houston area since 1981 and in that time, has helped thousands of individuals and small businesses get out of debt and get their lives back.

Types of Bankruptcy

We practice only consumer and small business bankruptcy. Several options are available depending on your unique situation.

• Chapter 7
• Chapter 13
• Chapter 11
• Chapter 12

Repayment Plans? Consolidation? Mortgage modification? What you need are real answers. At John E. Smith & Associates, our bankruptcy attorneys have offered real help to real people facing debt for more than 30 years. Our goal is to answer your questions and give you the information you need to make the right choices. We always work to provide answers to questions about the Bankruptcy Code in a way that non-lawyers can understand.

Filing for Bankruptcy in Texas

When you file your bankruptcy petition in the state of Texas, there are several important steps to take.

Our attorneys can help you with every stage of the bankruptcy filing process in Texas, including:

• Assessing when you should file for bankruptcy
• Taking the means test
• Completing your credit counseling
• Attending your Meeting of Creditors

At John E. Smith & Associates, we file bankruptcy for individuals and small businesses. We serve clients throughout Galveston County, Friendswood, Houston, and Pearland. Bankruptcy is all we do, and have been doing, since 1983.