Board Certified Bankruptcy Attorney

John E. Smith & Associates has 35 Years of Experience

Foreclosure. Collection calls. Lawsuits. Layoffs. Times are tough in the Galveston County, Friendswood, Houston, and Pearland areas. What people, families, and business need during these times is real help, not promises. We've had enough of those.

John Smith is an experienced attorney who is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. He has practiced in the Houston area since 1981 and in that time, has helped thousands of individuals and small businesses get out of debt and get their lives back.

Types of Bankruptcy

We practice only consumer and small business bankruptcy. Several options are available depending on your unique situation.

• Chapter 7
• Chapter 13
• Chapter 11
• Chapter 12

Debt reduction? Consolidation? Mortgage modification? More promises. What you need are real answers from a qualified bankruptcy attorney in Galveston County. At John E. Smith & Associates, we have offered real help to real people facing debt for more than 30 years. Our goal is to answer your questions and give you the information you need to make the right choices. We always work to provide answers to questions about bankruptcy in a way that non-lawyers can understand.

We will take the time to answer your bankruptcy and foreclosure questions. This includes:

• When should you file for bankruptcy?
• What happens during the bankruptcy process?
• What is the means test?

At John E. Smith & Associates, we file bankruptcy for individuals and small businesses. We serve clients throughout Galveston County, Friendswood, Houston, and Pearland and bankruptcy is all we do, and have been doing, since 1983.